Pramerica Term Insurance
- Affordable premiums
- 98.8% CSR
- Critical illness cover
Pramerica Term Insurance Plans Overview
| Name of the Riders | Benefits |
| Pramerica Life Accidental Death Benefit Rider | Under this rider, if the policyholder dies after 180 days of the occurrence of the accident, an additional benefit equal to the rider sum assured will be payable to the nominee with immediate effect. |
| Pramerica Term Accidental and Total Permanent Disability Rider | Under this rider, upon the policyholder’s disability due to an accident, a rider sum assured will be paid for the treatment and managing monthly expenses. |
| Pramerica Term Critical Illness Rider | Under this Rider, if the policyholder is diagnosed with any of the listed 36 critical illnesses, a rider sum assured will be paid to the nominee. |
| Pramerica Term Waiver of Premium Rider | IUnder Pramerica’s Life waiver of premium rider, if the policyholder is diagnosed with any of the listed 40 critical illnesses or is fully disabled due to an accident then all the future premiums of the ongoing term plan will waived off with immediate effect. |
Pramerica Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here are the reasons why you should choose Pramerica Term Insurance Plans:
Pramerica Life Term Insurance Plans offer various additional benefits to the policyholders, some of which are explained below:
Some Premerica Term insurance plans offer you the option to increase your life cover in order to cope with upcoming responsibilities in life.
Premerica Life Rocksolid Term insurance plan offers you spouse cover so that you can cover your spouse under the same plan.
Smart Exit option gives you the option to exit the policy once your need for cover is over. Under this, you can receive all your paid premiums back (excluding rider premiums and applicable taxes).
All Premerica term insurance plans offer convenient premium payment of single premium, limited premium (5 years or 10 years), or, regular Premium.
Pramerica Life Term Plans such as Premerica Life Rocksolid term Insurance Plus offers special premium rates for non-smokers as well as females.
There are a plethora of Pramerica Life Term Plans based on their features, benefits, and premiums. You can select that best suits your requirements.
This Plan only gives death benefit to the nominee in case of the unfortunate demise of the policyholder.
This plan offers reducing cover along with flexible premium payment.
This plan offers affordable term insurance coverage along with flexible policy terms.
These plans offer spouse coverage in the same policy along with life-stage benefits.
Here are the documents required to buy a Pramerica Life Term Insurance Plan:
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
You can buy the Pramerica Term Insurance policy from Policyx.com or the Pramerica Term Insurance website.
Fill out the form given at the top of this page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, and riders (if required), and then proceed to make the payment.
Visit the official website of Pramerica Life Insurance Company.
Click on ‘Buy Term Plan' on the navigation bar and select ‘Term Insurance Plans'.
Click on the ‘Buy Now' button and fill in the required details.
Tap on 'Next' and select a plan as per your requirements.
Select the cover option you want and make your payment.
Filing a claim for Pramerica Term Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for Pramerica Term Plan, you need to follow the below-mentioned steps.
Inform the company about the incident via any of the channels- by writing an email at balic.healthclaims@healthindiatpa.com, calling the toll-free number (1860 209 7272), filling out the online claim form on its website, or visiting the nearest branch.
Pramerica's customer support staff will review your claim form and will assist you at every step. They will next evaluate your claim and notify you if any papers are still pending.
After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over a call or an email.
The Pramerica Term plan claim settlement procedure can be reported by visiting the local Pramerica Branch Office. For the details of Primerica Life Insurance branches, you can visit their website and locate the nearest branch. You have to submit the essential documents at the branch so that your claim can be processed.
If you have any more queries regarding Pramerica Term Insurance Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!
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I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
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